Free tool
How much cash is stuck in your overdue invoices?
A 20-second benchmark. Pick your sector and size and see roughly how much a UK business like yours is typically owed in overdue invoices at any one time. No login, nothing connected, then see your real number if you want it.
Benchmarks from public UK data (FSB, Xero Small Business Insights, ONS), see the UK late-payment statistics. This is an estimate for a business your size, not a figure from your accounts.
Questions people ask
How much is a business like mine typically owed in overdue invoices?
It depends on sector and size, but UK service businesses commonly carry a meaningful share of their receivables past terms at any one time. The scan gives a benchmark range from your sector and headcount, using public UK data. For your exact figure, use the calculator or connect your accounts.
Is this my real overdue figure?
No. The scan is a benchmark estimate from public data and your rough size, not a reading of your accounts. It is meant to show the likely scale. Your real number comes from the free calculator (your own figures) or from connecting Xero or QuickBooks read-only.
Do I have to sign up or connect anything?
No. The scan needs only your sector and headcount, no login, no card, nothing connected. You can optionally leave an email for a fuller breakdown, and connect later if you want your real number.
The benchmark is the backdrop. See your number.
Connect Xero or QuickBooks read-only and Kelo shows exactly what you are owed, then the one account worth chasing this week. Approval-first, nothing sends without you.
See what you’re owedKelo is operated by a sole trader registered in England.
Business address available on request. [email protected], replies within one working day.