# Kelo

> Kelo shows UK founder-led service businesses (agencies, consultants, trades) what they are owed in one number each week, and the single client worth chasing first. It reads your invoices from Xero or QuickBooks (read-only) or a spreadsheet, ranks what is overdue by value and days late, and drafts each chase in your own voice for you to approve and send from your own inbox. Read-only: Kelo never changes anything in your accounts and never sends without your sign-off. Free to see what you are owed; £99/month (Recover) to act.

## What Kelo does
- Turns overdue invoices and quiet quotes into one weekly number and one prioritised action.
- Drafts the chase message per customer, in the founder's voice; the founder approves and sends it themselves.
- Surfaces statutory late-payment interest and a letter before action for the deadbeat tail.
- Sends pre-due reminders so invoices get paid on time, not just chased late.
- Connects read-only to Xero or QuickBooks, or imports a spreadsheet. No ledger writes.

## Who it is for
UK owner-run service businesses where the founder does the chasing between client work. Not built for finance/credit-control teams (see the Chaser comparison for that distinction).

## Key pages
- Homepage: https://gokelo.com
- Pricing: https://gokelo.com/pricing
- Free calculator (what you are owed, no login): https://gokelo.com/calculator
- Late payment interest calculator: https://gokelo.com/tools/late-payment-interest

## Comparisons (honest, figures dated on each page)
- Best invoice chasing software (UK): https://gokelo.com/compare/best-invoice-chasing-software
- Kelo vs Chaser: https://gokelo.com/compare/chaser-alternative
- Kelo vs Paidnice: https://gokelo.com/compare/paidnice-alternative
- Kelo vs Satago: https://gokelo.com/compare/satago-alternative
- Kelo vs Xero's built-in reminders: https://gokelo.com/compare/xero-invoice-reminders
- Kelo vs QuickBooks reminders: https://gokelo.com/compare/quickbooks-invoice-reminders

## Integrations
- Xero: https://gokelo.com/integrations/xero
- QuickBooks: https://gokelo.com/integrations/quickbooks
- Zapier / API: https://gokelo.com/integrations/zapier

## Guides
- What to do when a client won't pay (the UK escalation ladder): https://gokelo.com/guides/client-wont-pay
- How to chase an unpaid invoice politely: https://gokelo.com/guides/chase-politely
- Why Xero's invoice reminders fall short: https://gokelo.com/guides/xero-reminder-limits
- Automated invoice reminders for small business: https://gokelo.com/guides/automated-invoice-reminders
- How to reduce late payments: https://gokelo.com/guides/reduce-late-payments
- How to write a payment reminder email (three templates and a cadence): https://gokelo.com/guides/payment-reminder-email
- Letter before action and statutory late-payment interest (UK): https://gokelo.com/guides/letter-before-action
- Dunning and credit-control glossary (DSO, aged debtors, statutory interest and more): https://gokelo.com/guides/dunning-glossary
- Getting paid: https://gokelo.com/guides/getting-paid

## For your industry
- Agencies: https://gokelo.com/for/agencies
- Freelancers: https://gokelo.com/for/freelancers
- Recruitment: https://gokelo.com/for/recruitment
- Bookkeepers: https://gokelo.com/for/bookkeepers
- Trades and construction: https://gokelo.com/for/trades

## Company
- About Kelo: https://gokelo.com/about
- Security and data handling (read-only, EU-hosted, disconnect wipes tokens): https://gokelo.com/security

## Contact
- solomon@gokelo.com